Preheat oven to 400° F. In a 10 inch skillet, heat oil until sizzling. Add vegetables and garlic cook over medium-high heat 5 to 7 minutes, until vegetables are slightly tender. Stir in 1 cup of salsa. Distribute vegetable mixture and 2 cups Monterey Jack cheese evenly on tortillas. Fold burrito- or taco-style and place in a 12 x 8 inch baking dish. Cover with foil.
Bake for 15 to 20 minutes or until heated through. Top with salsa and remaining cheese. Continue baking 5 to 7 minutes or until cheese is melted.
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